Study after study has shown that homeownership is a key to increasing overall community stability. And it starts with just one homeowner. Think about it: A family purchases a quality home on a distressed block. Besides starting to generate personal wealth by becoming a homeowner, that family now has an investment to protect. Instead of running away at the first sight of trouble, that family begins calling the police, getting to know community-oriented neighbors and not relying on landlords to find solutions to neighborhood problems. Soon crime begins to reduce and gradually other stable families are willing to live on the block, stabilizing the entire community. Over the last eight years, we have witnessed this exact scenario as we continue to invest in dedicated, motivated community homeowners that are changing their neighborhoods from within.